This Privacy Policy (“Privacy Policy”) explains how Quickie Loan (“Company”, “we”, “us” or “our”), collects, uses, stores, processes, and shares information when you use our mobile application (“App”).
The App is designed to collect and store information provided by users who are interested in personal loans and, based on the information provided, facilitate their redirection to the website, application, or digital journey of our lending or financial service partners (“Partners”) for further processing of their loan enquiry.
By accessing or using the App, you acknowledge that you have read and understood this Privacy Policy.
This Privacy Policy applies to information collected through the App and describes:
This Privacy Policy does not govern the privacy practices of third-party Partners or other websites and applications that you may access after being redirected from the App. Such third parties may have their own privacy policies and terms, which you should review before providing additional information.
Depending on how you use the App, we may collect information that you voluntarily provide to us, including:
This may include:
Where required for your loan enquiry, we may collect information relating to:
We will only collect information that is reasonably necessary for the purposes described in this Privacy Policy or as otherwise permitted by applicable law.
When you use the App, certain technical information may be collected automatically, such as:
If you are redirected to a Partner's website, application, or digital platform, the Partner may independently collect additional information from you.
Such information will be governed by the Partner's privacy policy and applicable terms.
We may use the information collected through the App for the following purposes:
The primary purpose of collecting your information through the App is to facilitate your personal-loan enquiry.
Based on the information you provide and the applicable eligibility or matching criteria, we may share relevant information with one or more Partners, including banks, NBFCs, lending institutions, financial service providers, loan service providers, or other entities involved in facilitating personal-loan applications.
Information may be shared for purposes including:
The Partner may request additional information and may require separate consent from you before proceeding with the loan application.
The App may redirect you to a Partner's website, mobile application, or other digital platform.
After redirection, the collection and processing of additional information by the Partner will be governed by that Partner's own privacy policy, terms, consent requirements, and applicable laws.
The Company does not control the privacy practices of third-party Partners.
You should carefully review the relevant Partner's privacy policy before continuing with a loan application.
Where consent is required under applicable law, we will obtain appropriate consent before collecting, using, or sharing your personal information for the relevant purposes.
By submitting your information through the App and providing the applicable consent, you acknowledge that your information may be processed for the purposes described in this Privacy Policy and may be shared with relevant Partners to facilitate your loan enquiry.
Where a separate consent is required for a particular processing activity, such consent may be requested separately.
You may withdraw consent where permitted by applicable law. Withdrawal of consent may affect our ability to provide certain services or facilitate your loan enquiry.
Depending on the circumstances and applicable law, we may process personal information on the basis of:
We retain personal information only for as long as reasonably necessary to fulfil the purposes for which it was collected, facilitate the requested services, maintain appropriate business and transaction records, comply with applicable legal and regulatory requirements, resolve disputes, prevent fraud, and enforce our agreements.
The retention period may vary depending on the nature of the information and the purpose for which it is processed.
Where personal information is no longer required and there is no legal or legitimate reason to retain it, we may delete, anonymize, or otherwise securely dispose of it in accordance with applicable requirements.
We implement reasonable technical and organizational measures designed to protect personal information against unauthorized access, disclosure, alteration, misuse, loss, or destruction.
Depending on the nature of the information and risks involved, such measures may include access controls, encryption or other appropriate security measures, secure infrastructure, monitoring, and internal controls.
However, no electronic transmission or storage system can be guaranteed to be completely secure.
We may use trusted third-party service providers to support the operation of the App and related services.
Such providers may assist with services including:
Such service providers may process personal information only to the extent necessary to perform the services for which they have been engaged and subject to appropriate contractual or legal safeguards.
The App and associated technologies may use cookies, software development kits (SDKs), device identifiers, analytics technologies, or similar mechanisms to operate the App, understand usage patterns, improve performance, maintain security, and provide relevant functionality.
Where required by applicable law, appropriate consent or controls will be provided for such technologies.
The App is intended for individuals who are legally eligible to apply for personal-loan products under applicable law.
We do not knowingly collect personal information from individuals who are not legally permitted to use the App for the purposes for which it is offered.
If we become aware that information has been collected from an individual in violation of applicable requirements, we may take appropriate steps to delete or restrict the processing of such information.
Subject to applicable law, you may have rights relating to your personal information, which may include:
The availability and scope of these rights may depend on applicable law and the circumstances of processing.
Requests may be subject to reasonable verification requirements to protect against unauthorized requests.
The App may contain links or mechanisms that redirect you to third-party websites, applications, or services.
We are not responsible for the privacy practices, security, content, or policies of such third parties.
Once you access a third-party platform, the processing of your information is governed by the applicable third party's privacy policy and terms.
Depending on the infrastructure used by the Company, its service providers, or Partners, personal information may be processed or stored in locations outside your state or country, where permitted by applicable law.
Where required, appropriate safeguards and compliance measures will be implemented for such transfers.
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, services, legal requirements, or regulatory requirements.
The updated Privacy Policy will be made available through the App and/or other appropriate means.
Your continued use of the App after an updated Privacy Policy becomes effective will be subject to the updated policy, to the extent permitted by applicable law.
This Privacy Policy shall be governed by the applicable laws of India.
The processing of personal information through the App will be carried out in accordance with applicable data-protection, information-technology, consumer-protection, and other relevant laws and regulations, as applicable to the Company and the services provided.
If you access the App through Apple's App Store, your use of the App is also subject to Apple's applicable terms and conditions.
Apple is not responsible for the Company's collection, storage, processing, or sharing of personal information or for the loan-related services facilitated through the App.
By accessing or using the App and, where applicable, providing the required consent, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, storage, processing, and sharing of your information as described herein, subject to applicable law.
Quickie Loan reserves the right to update this Privacy Policy from time to time in accordance with applicable law.